WhatsApp, no doubt, has become the most preferred chat app across the globe. But, with the roll out of the latest WhatsApp Payment service, it’s surely going to be the favorite of all. The Facebook owned company had been working on it from a long time now. And, finally it has succeeded in it by launching a peer-to-peer payments system. The beta version of WhatsApp payment service in India is probably a great milestone. 

Announcement Of The WhatsApp Payment Service


WhatsApp payment service, Whatsapp payment gateway, payment app


The company has not made any public announcement of the service and it’s neither available to everyone right now. Only few selected WhatsApp users in India have seen the feature that allows them to send money to other WhatsApp users. It is available on both iOS and Android phones as of now. WhatsApp had confirmed way back in April 2017 that it was trying to develop a payments service, specifically for India. And, now after almost a year it has arrived.

Why India For Roll Out Of The Payment Service

There are a number of factors for choosing India to launch its payment service, espcially while India is moving towards becoming a digital nation. Firstly, the chat app WhatsApp is huge number of users in India. It is probably more popular than the parent company Facebook. Text, media files, and location sharing features are so efficient and user-friendly that the speed of Internet has never been an obstacle to the users in India. The count of active WhatsApp users in India is more than 200 million everyday. And, taking this convenience ahead, WhatsApp Payment service will be extremely useful for small merchants and common people.

It has been reported that WhatsApp has signed up with the Indian banks to boost the use of its payments service. It seems to be using UPI (unified payments interface), which most of the Indian banks use for their payment systems. If you are getting excited to know from when you can use full version of WhatsApp payments service, then patience is the only answer right now! It can either go ahead to roll out the complete version across India or switch to western nations like Europe and US next. WhatsApp is not immediately available for kind of clarification or comment.

How to send money using WhatsApp payment


WhatsApp payment service, Whatsapp payment gateway, payment app


Complete details about the WhatsApp Payments service are not available at this moment. But, it seems that users have to verify their phone number first and then select their bank to start using the payment service. You need to accept the terms and conditions of the app as well. The steps:

  • Start the app
  • Accept the terms and conditions
  • Verify your phone number
  • Select your bank
  • Make the transaction


Hopefully, this service is going to ease the transfer of money to family and friends. Also, people who owe you money can no longer make excuses of difficulty of going to the bank. Seems to be a great feature that will reduce a lot of hassles. Fingers crossed! 

Engineer by profession and writer by passion. An avid technical writer and blogger. I write about health, humor, fashion, technology and career. When not writing about something that really appeals me, I paint out my imaginations on canvas!